Your Insurance Premiums (Not) At Work

Now that it’s open enrollment season, consider health shares instead of regular health insurance, to include coverage of natural health choices.

First a quick recap of the core natural medical strategy

Natural health practitioners find metabolically synergistic, system-repairing and low-cost solutions to people’s health issues, by addressing each individual’s health history and needs. 

Very often, working through these problems, working towards better health, involves helping people to reduce and then get rid of drugs.  Not only do pharmaceuticals generally interfere with and block the metabolic pathways, which must flow smoothly for optimal health, but also drugs often become unnecessary as a person’s overall health improves.

Nutrients, on the other hand, the needed molecules from whole natural foods, enable, facilitate and stimulate the metabolic pathways to keep flowing.

We might think of good health in this way: a large urban subway system, where all day and night, the trains run smoothly under the surface, without crashing, barely noticeable on the streets above.  Yet their smooth flow enables the life of the city, its human interactions and commerce.  Nutrients usher traffic through, while drugs generally block the tracks, and force detouring, parallel workarounds.

Here is the subway system of your body, ubiquitous under the skin, not noticed when working optimally, flowing smoothly and steadfastly.

From: https: SigmaAldrich.com

It looks a little like the New York City subway system map, doesn’t it?

Don’t worry about the details here.  That is where a lot of people throw up their hands and give up.  (It doesn’t help that the print here is too blurry to read; my apologies, and here is a close-up of a part of the chart containing some of the amino acids.)

Part of amino acids section of metabolic pathways

The principles are what’s important and are easily understood.  They are:

1)    Similar nutrients are cooperative in their function.  Notice the red print in the lower right of the chart?  Those are amino acids cooperating with each other’s functions.  Not only do they work together, but they are found together in proteins.  Humans and animals thrive when our high protein food contains the many different amino acids necessary for this symphony of function.  Ditto oils and fats, in blue on the left, and the nutrients in our complex carbohydrates, in green on the upper left.

2)    Mitochondria, represented by the yellow figure at the bottom, receives raw materials from the rest of all that activity, and uses it to make energy. This is the engine of our metabolism.  Good, diverse nutrients in? Yay!  Good energy production.  Poor quality or unbalanced energy in?   Well, GIGO (garbage in, garbage out).

There are naturopathic physicians, acupuncturists, chiropractors and other natural health practitioners who have been using these same principles to help people for many decades.  Our clinic alone has helped many hundreds of people to get in and stay in remission from cancers, but we are only seventeen years old. 

Yet you would not know of this branch of healthcare from mainstream media.  It’s almost as if “chiropractor” or similar words listed above were blasphemy against Pharma’s Inquisition; certainly you never, ever hear such words on TV.  This may have something to do with the fact that pharmaceutical advertising comprises about 70% of MSM revenue.  The invisibility of natural medicine may well be a condition of that financing.

Conventional insurance not reimbursing

Not knowing about natural health options is expensive when it comes to insurance premiums.  The average family health insurance premium was $1,872 per month in 2022, and $659 for single coverage, according to KFF, formerly Kaiser Health News.

Conventional health insurance enables the conventional medical juggernaut, and keeps a steady flow of patients onto and through its conveyor belts.  Conventional insurance is stubbornly cheapskate regarding natural medicine.  Their reimbursements are usually zero.  This check to one of our clinic’s patients was abysmal.

And this other one should be framed, as a reminder of how absurd things can get:

So those companies each spent a stamp on joke reimbursements like this?  Or should I call them face-slap reimbursements?

Consider health shares

Consider voting with your dollars against the conventional medicine treadmill, pandemania, vaccine toxicity and the monthly drug subscription plan that so many are on (your BP med, statin, whatever). 

Health share plans keep their monthly premium-type charges low, because they reward healthy choices and lifestyles, so they tend to attract people who prioritize healthy lifestyles.  This keeps total payouts lower, so that enables these organizations to keep premium-type charges low.  Conventional as well as natural treatments are covered.  Comparable to a deductible, health share plans have an “unshared amount,” which is generally an annual amount for the first services of the year.

Obamacare’s individual mandate allowed health shares instead of regular insurance, that is without federal penalty.

Christian Health Ministries (CHM) charges $92 to $240 per month for the share amount.

A couple in their late sixties was quoted $379 per month by Liberty Health Shares.

Samaritan Ministries quotes $105 to $303, as of today, for a single person.

Other health share companies are Solidarity Health Share and Medishare.

You will see prominently on the websites of the above companies a strong religious component, and most call themselves Christian or Catholic, but they all work with people from all faiths.  Their transactions are based on Golden Rule Ethics.  That is, if a member of the health share plan has the misfortune of an involved and expensive healthcare situation, the other members’ share amounts are available to cover that person’s medical expenses.  There but for the grace of God go I.

And then a funny / not funny thing happened.  If you look at Google reviews of the above health share companies, they mostly had nearly all 5-star Google reviews until this past summer.  Then a flurry of similar sounding one-star reviews hit every single one of those companies.  Conspiracy theorists among us might suspect conventional insurance of coordinating a hit campaign of low reviews against its only type of competitor.  But that suspicion would constitute a conspiracy theory, wouldn’t it.  So I only say that for academic consideration.

Switching to a health share plan can be a helpful first step off the conveyor belt of the medical industrial complex.  Perhaps someone near you needs to learn of this option; most people have never heard of health shares, but might like to know.