Open Enrollment? I Walked Away

Want to vote with your dollars? Walk away from the pandemic cartel during the open enrollment period by considering alternatives to the companies that support the Pandemic Industrial Complex.

The average person is not directly - and for sure not eagerly - paying enormous amounts of money to the Pandemic Industrial Complex. (Thanks to Brian Berletic for that very apropos term).  If people were asked to directly purchase, donate or promote the abysmally performing COVID vaccines or COVID drugs, most people wouldn’t do it aside from those Covidian holdouts still in the throes of COVID mania.  The uptake of COVID vaccines among adults and children has now dropped precipitously, despite relentless advertising for the same. 

Perhaps people are also a bit fed up with the fact that in the US alone, four trillion dollars flowed upward from the poor and middle class to the already wealthy one percent since the start of COVID, and under pretext of COVID.  Remember when small businesses had to close and even go bankrupt, while big-box stores were all fine to stay open the whole time?  Robert F Kennedy, Jr. does a meticulous job of breaking down details of that enormous wealth transfer in his book The Real Anthony Fauci.

Perhaps also people are tired of ineffective and suffocating and bacteria-laden and particle-shedding masks.  Tired also of censorship of doctors speaking from our own clinical experience and medical fields, as well as censorship of anyone else who has dared to opine on human health.  Tired also of wildly inaccurate COVID tests, employers who practice forced medicine on employees, schools and school boards attempting the same with students.  And tired of all the other trappings of a fear-based culture, both as silly and annoying as emergency tape littering tennis and volleyball courts and basketball hoops, and as deeply sinister as forced cardiotoxic injections.

But we all inadvertently contribute to the pandemic industry

Nearly all Americans support the flourishing pandemic industry indirectly through two ways, one that is rather far out of our control (taxes), as well as one that is within our control (premiums to insurance companies).

During this open enrollment period, mostly this month, and for some plans into December as well, let’s consider voting against pandemania with our dollars.  I am asking you to consider leaving the conventional insurance industry that is so thoroughly intertwined with the pharmaceutical industry. 

Specifically, consider health shares for yourself and your family.  This is an alternative to conventional health insurance that has been recognized as such under Obamacare as well as other federal and state laws.  It is the only health insurance plan that my family and I have had for several years, ever since I learned of it; no conventional insurance plans for us ever.

Health share plans keep their monthly premium-type charges low, because they reward healthy choices and lifestyles.  Chiropractic, naturopathic and acupuncture, as well as conventional medicine and prescriptions, are typically covered by most health share plans; conventional medical treatment is not necessarily the only treatment covered.  Health share plans tend to attract people who prioritize healthy lifestyles.  In congruence with this, the very low costs of a lifestyle that prioritizes nutrition, exercise and natural medicine require low reimbursement funds to be disbursed from the health share plan.  Therefore, these organizations are able to keep premium-type charges low. I see this as a brilliant win-win and our most feasible and easy exit from the burgeoning medicalization of the economy, politics and our lives.

Health share plans clarify that they are not the same as regular health insurance.  Whereas you pay a “premium” to the latter, you pay a “monthly share” to health shares that functions the same; it keeps you enrolled and eligible for coverage.  Monthly shares tend to be considerably lower than conventional insurance premiums.  Our family’s monthly total share cost has always been less than $500 per month covering everyone for the several years that we have been covered by health shares.

Comparable to a deductible, health share plans have an “unshared amount” that is generally an annual amount for the first services of the year, paid in the same way as a deductible.

There are only a few health share plans in the US.  I am aware of (alphabetically):  CHM, Liberty, Medi-Share, Samaritan and Solidarity.

Immediately noticeable on the sites of the above plans is a strong religious component, and most call themselves “ministries,” specifically identifying as Christian or Catholic.  The transactions of these organizations are based on Golden Rule ethics.  If a member of the health share plan has an involved and expensive health care situation, the other members’ share amounts are available to cover that patient’s medical costs.  The unfortunate sufferer is likely a complete stranger, yet there but the grace of God go I, and I may need the same kind of assistance someday.

I would very much like to see ecumenical health share plans get underway, so that people of other faiths or no specific faith can feel more comfortable participating in the outstanding benefits of the health share plans.  But I do have to say that none of the health share plans to whom I’ve inquired discriminate against anyone on the basis of religion, and they all advertise that they welcome all.

For people who take excellent care of themselves, and never or almost never access the conventional medical system, it is frustrating to see typical health insurance premiums climb ever higher.  Switching to a health share plan can be an important step off the whole conveyor belt of the medico-pharma-pandemic complex.